When car crash victims feel like the insurance company is delaying the legal process, it is probably not their imagination. Car insurance companies routinely try to delay the legal process because it may benefit them.
There are many tactics insurance companies may employ to try to delay the legal process. Our experienced attorneys also discuss why delays typically benefit the insurance company.
If you were injured in a crash and want to seek compensation, or you have had a hard time dealing with the insurance company, our attorneys are ready to help. Contact us today to set up your free legal consultation. Our firm operates on contingency, so there are no upfront fees with our services.
There are many ways car insurance companies could delay the legal process. For example, they may take an unreasonably long time to respond to your phone calls or emails. Other delay tactics may include:
There are also delaying tactics the insurance company may employ if your lawyer files a lawsuit. For example, during the discovery process they may send you hundreds of thousands of documents. They know it will take your lawyer a significant amount of time to sort through these documents.
Insurance companies may file a variety of motions simply to delay the process. They may file a motion to dismiss, even if they do not think there is a good chance the motion will be granted. Unfortunately, your lawyer may need to redraft the complaint in response to this motion.
Insurance companies may file a motion for a change of forum or motions to exclude evidence. They may also file motions to impose restrictions on the case, hoping to delay the process.
It can be easy to forget that insurance companies are businesses, which means they need to make money to continue operating. Insurance companies make money by taking in more in insurance premium payments than they pay out in claims.
Many people may not know insurance companies invest the money they receive to pay premiums. Insurance companies want to hold onto the money they invest for as long as they can, because that way it will earn more interest. In fact, a significant portion of insurance company profits come from interest on savings and returns on investments.
In short, the longer insurance companies can avoid paying a claim by delaying the legal process, the more money they could make.
Another reason insurance companies want to delay is that it may make the victim more likely to accept a lowball settlement offer. Injury victims are often out of work for a time, so they have less money coming in, which makes it harder to pay their bills. Delays can make victims anxious, and they may start thinking the insurance company’s first offer is all they are going to get.
Insurance companies are hoping to give the victim and his or her Maryland vehicle accident attorney less time to file a lawsuit before the statute of limitations runs out. However, if you hire an experienced attorney, he or she should be prepared to file a lawsuit before time runs out, no matter how the insurance company tries to delay the legal process.
Insurers may want more time to try to find information to use against victims. For example, they may scour the internet and your social media profiles to find something they can use to attack your credibility. They may be holding out hope their investigation of the crash will yield information that casts doubt on liability or the severity of your injuries.
Did you know crash victims who work with an attorney often receive more compensation than those who do not work with an attorney?
There are also no upfront fees with our services and no fees while we work on your claim. There is no financial risk with our services because we do not collect our fees unless you receive compensation.
When the insurance company delays the legal process, makes a lowball offer, or is otherwise difficult to work with, you need a licensed attorney’s help.
Licensed. Local. Lawyers. Contact us today: 410-401-9979.
Local phone 410-244-7005
36 South Charles Street, Suite 1700
Baltimore, MD 21201
Local phone 410-244-7005
355 Crawford Street
Portsmouth, VA 23704